48 Payments tools ranked by privacy
Toast leads the Payments category with 90/100 (grade A); the lowest score is Klarna at 30/100. The category averages 62/100 — 1 points above the cross-category average — and 23% of payments tools fire third-party trackers before consent. 6 of 48 earn an A or B grade.
Payments privacy: frequently asked questions
Which payments tool has the best privacy score?
Toast currently has the highest privacy score in the Payments category: 90/100 (grade A), based on an automated scan of pre-consent tracking, cookie consent behaviour, security headers, privacy policy, and accessibility.
How private are payments tools on average?
The 48 Payments tools we scanned average 62/100, 1 points above the all-category average of 61/100. 23% fire third-party trackers before user consent.
How are these payments privacy rankings calculated?
Each tool's website is scanned with a headless browser. We measure pre-consent tracking requests, whether a Reject All button exists and works, HTTP security headers, privacy policy quality, CCPA/GPC signals, and WCAG accessibility, weighted into a 0-100 score. Scores are technical assessments, not legal certifications.