Is Klarna GDPR Compliant?
Klarna privacy and compliance overview. Last scanned: 1 months ago.
Klarna scored 30/100 (grade F), indicating significant privacy issues. Key issues found: 9 tracking requests detected before consent. Tracking requests detected but no consent banner found. This is an automated technical assessment, not a legal compliance certification.
30/100
Privacy and compliance score
Scanned June 5, 2026 in fetch mode.
Pre-consent tracking
0/239 tracking requests detected before consent.
Cookie consent banner
0/12Tracking requests detected but no consent banner found.
CCPA / CPRA disclosures
0/8No privacy policy found: CCPA disclosures cannot be assessed.
Privacy policy
0/10No privacy policy found.
Security headers
5/102 security headers missing: Content-Security-Policy, X-Frame-Options (or CSP frame-ancestors).
DPA and sub-processor list
3/7No DPA or sub-processor list found.
Accessibility (WCAG 2.x AA)
7/15Accessibility scan unavailable in fetch mode.
AI training stance
5/5No AI training disclosure found.
Hosting region disclosure
5/5No data hosting region disclosure found.
COPPA signal
5/5No COPPA language detected.
How does Klarna compare on privacy?
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See all 48 Payments tools ranked →Does Klarna self-report SOC 2, HIPAA, or PCI compliance?
The following is based on Klarna's public documentation. ComplianceCheckup has not independently audited these claims.
Frequently asked questions about Klarna compliance
Is Klarna GDPR compliant?
Klarna received a privacy grade of F (30/100) in our automated scan. 9 tracking requests detected before consent. Tracking requests detected but no consent banner found. For a complete GDPR assessment, consult a qualified privacy professional.
Does Klarna offer a Data Processing Agreement (DPA)?
No DPA link was found in our directory for Klarna. Check their legal or trust center page, or contact their sales team to request a DPA under GDPR Article 28.
Is Klarna SOC 2 certified?
No SOC 2 certification was found in our directory for Klarna. Check their trust center or security page for current status.
What pre-consent tracking did we find on Klarna?
9 tracking requests detected before consent. Pre-consent tracking means scripts or cookies run before users accept or decline the cookie banner, which may violate GDPR Article 5(1)(a). ComplianceCheckup detected this via an automated headless browser scan.
What are Klarna's biggest privacy risks?
Based on our automated scan, the top areas of concern are: Pre-consent tracking, Cookie consent banner, CCPA / CPRA disclosures. 9 tracking requests detected before consent. These findings are automated and may not capture all risks.
How does Klarna handle CCPA?
No privacy policy found: CCPA disclosures cannot be assessed. CCPA requires businesses handling California residents' data to disclose data practices, honor opt-out requests, and support the Global Privacy Control (GPC) signal. Our scan checks for GPC support and CCPA-relevant cookie disclosures.
Not legal advice. The scan grade is an automated technical assessment and does not constitute legal or compliance advice. Self-reported claims have not been independently verified. Results may contain false positives or miss issues that cannot be detected programmatically. Consult a qualified attorney or compliance professional for your specific situation.