ComplianceCheckup

Is GoCardless GDPR Compliant?

GoCardless privacy and compliance overview. Last scanned: 2 months ago.

GoCardless scored 43/100 (grade F), indicating significant privacy issues. Key issues found: 1 tracking request detected before consent. Tracking requests detected but no consent banner found. This is an automated technical assessment, not a legal compliance certification.

F

43/100

Privacy and compliance score

Scanned May 22, 2026 in fetch mode.

Pre-consent tracking

0/23

1 tracking request detected before consent.

Cookie consent banner

0/12

Tracking requests detected but no consent banner found.

CCPA / CPRA disclosures

0/8

No CCPA/CPRA opt-out signals detected. CCPA/CPRA compliance requires more than disclosures. This score reflects observable signals only, not legal compliance.

Privacy policy

8/10

Privacy policy found but may be incomplete or outdated.

DPA and sub-processor list

3/7

No DPA or sub-processor list found.

Accessibility (WCAG 2.x AA)

7/15

Accessibility scan unavailable in fetch mode.

AI training stance

5/5

No AI training disclosure found.

COPPA signal

5/5

No COPPA language detected.

Security headers

10/10

All four security headers present.

Hosting region disclosure

5/5

Data hosting region disclosed in privacy policy.

How does GoCardless compare on privacy?

#43 of 48
in Payments
#812 of 904
across all tools
Top 90%
overall percentile
62/100
Payments average (this tool: 43/100)

Top-ranked Payments tools:

See all 48 Payments tools ranked →

Does GoCardless self-report SOC 2, HIPAA, or PCI compliance?

The following is based on GoCardless's public documentation. ComplianceCheckup has not independently audited these claims.

StandardStatus
SOC 2Type II certified
HIPAANot publicly documented for GoCardless
PCI DSSNot publicly documented for GoCardless
GDPRSee scan results above
CCPASee scan results above

Frequently asked questions about GoCardless compliance

Is GoCardless GDPR compliant?

GoCardless received a privacy grade of F (43/100) in our automated scan. 1 tracking request detected before consent. Tracking requests detected but no consent banner found. For a complete GDPR assessment, consult a qualified privacy professional.

Does GoCardless offer a Data Processing Agreement (DPA)?

Yes. GoCardless provides a DPA linked in the Legal documents section above. Review it carefully and sign before transferring personal data.

Is GoCardless SOC 2 certified?

GoCardless holds a SOC 2 Type II certification.

What pre-consent tracking did we find on GoCardless?

1 tracking request detected before consent. Pre-consent tracking means scripts or cookies run before users accept or decline the cookie banner, which may violate GDPR Article 5(1)(a). ComplianceCheckup detected this via an automated headless browser scan.

What are GoCardless's biggest privacy risks?

Based on our automated scan, the top areas of concern are: Pre-consent tracking, Cookie consent banner, CCPA / CPRA disclosures. 1 tracking request detected before consent. These findings are automated and may not capture all risks.

How does GoCardless handle CCPA?

No CCPA/CPRA opt-out signals detected. CCPA/CPRA compliance requires more than disclosures. This score reflects observable signals only, not legal compliance. CCPA requires businesses handling California residents' data to disclose data practices, honor opt-out requests, and support the Global Privacy Control (GPC) signal. Our scan checks for GPC support and CCPA-relevant cookie disclosures.

Not legal advice. The scan grade is an automated technical assessment and does not constitute legal or compliance advice. Self-reported claims have not been independently verified. Results may contain false positives or miss issues that cannot be detected programmatically. Consult a qualified attorney or compliance professional for your specific situation.