ComplianceCheckup

Is Opayo GDPR Compliant?

Opayo privacy and compliance overview. Last scanned: 2 months ago.

Opayo scored 43/100 (grade F), indicating significant privacy issues. Key issues found: 1 tracking request detected before consent. Tracking requests detected but no consent banner found. This is an automated technical assessment, not a legal compliance certification.

F

43/100

Privacy and compliance score

Scanned May 14, 2026 in fetch mode.

Pre-consent tracking

0/23

1 tracking request detected before consent.

Cookie consent banner

0/12

Tracking requests detected but no consent banner found.

CCPA / CPRA disclosures

0/8

No CCPA/CPRA opt-out signals detected. CCPA/CPRA compliance requires more than disclosures. This score reflects observable signals only, not legal compliance.

Security headers

4/10

2 security headers missing: Strict-Transport-Security (max-age >= 31536000), Content-Security-Policy.

Accessibility (WCAG 2.x AA)

7/15

Accessibility scan unavailable in fetch mode.

AI training stance

5/5

No AI training disclosure found.

COPPA signal

5/5

No COPPA language detected.

Privacy policy

10/10

Privacy policy found, substantial, recently updated, and covers user rights.

DPA and sub-processor list

7/7

DPA reference and sub-processor list both found.

Hosting region disclosure

5/5

Data hosting region disclosed in privacy policy.

How does Opayo compare on privacy?

#44 of 48
in Payments
#821 of 904
across all tools
Top 91%
overall percentile
62/100
Payments average (this tool: 43/100)

Top-ranked Payments tools:

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Does Opayo self-report SOC 2, HIPAA, or PCI compliance?

The following is based on Opayo's public documentation. ComplianceCheckup has not independently audited these claims.

StandardStatus
SOC 2Not publicly documented for Opayo
HIPAANot publicly documented for Opayo
PCI DSSCompliant
GDPRSee scan results above
CCPASee scan results above

Frequently asked questions about Opayo compliance

Is Opayo GDPR compliant?

Opayo received a privacy grade of F (43/100) in our automated scan. 1 tracking request detected before consent. Tracking requests detected but no consent banner found. For a complete GDPR assessment, consult a qualified privacy professional.

Does Opayo offer a Data Processing Agreement (DPA)?

No DPA link was found in our directory for Opayo. Check their legal or trust center page, or contact their sales team to request a DPA under GDPR Article 28.

Is Opayo SOC 2 certified?

No SOC 2 certification was found in our directory for Opayo. Check their trust center or security page for current status.

What pre-consent tracking did we find on Opayo?

1 tracking request detected before consent. Pre-consent tracking means scripts or cookies run before users accept or decline the cookie banner, which may violate GDPR Article 5(1)(a). ComplianceCheckup detected this via an automated headless browser scan.

What are Opayo's biggest privacy risks?

Based on our automated scan, the top areas of concern are: Pre-consent tracking, Cookie consent banner, CCPA / CPRA disclosures. 1 tracking request detected before consent. These findings are automated and may not capture all risks.

How does Opayo handle CCPA?

No CCPA/CPRA opt-out signals detected. CCPA/CPRA compliance requires more than disclosures. This score reflects observable signals only, not legal compliance. CCPA requires businesses handling California residents' data to disclose data practices, honor opt-out requests, and support the Global Privacy Control (GPC) signal. Our scan checks for GPC support and CCPA-relevant cookie disclosures.

Not legal advice. The scan grade is an automated technical assessment and does not constitute legal or compliance advice. Self-reported claims have not been independently verified. Results may contain false positives or miss issues that cannot be detected programmatically. Consult a qualified attorney or compliance professional for your specific situation.