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GDPR vs CCPA: What Is the Difference and Which One Applies to You?

GDPR (General Data Protection Regulation) is a European privacy law that covers the personal data of people in the EU. CCPA (California Consumer Privacy Act) is a US state law that covers the personal data of California residents. If your business operates globally, you may need to comply with both. Here is a plain-English breakdown of how they compare.

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Who They Apply To

GDPR applies to any organization that processes personal data of people located in the EU, regardless of where the organization is based. A US company with no EU office still has to follow GDPR if it collects data from EU residents.

CCPA applies to for-profit businesses that collect personal information from California residents and meet at least one of these thresholds: annual gross revenue over $25 million, buying or selling personal data of 100,000 or more consumers per year, or deriving 50% or more of annual revenue from selling personal data.

Small businesses often fall under GDPR before they hit the CCPA thresholds.

Legal Basis for Processing Data

This is one of the biggest differences between the two laws.

GDPR requires a legal basis for every processing activity. The most common bases are consent, legitimate interest, and contractual necessity. If you rely on consent, it must be freely given, specific, and unambiguous. Pre-ticked boxes do not count.

CCPA takes a different approach. It does not require a legal basis for collecting data. Instead, it gives consumers the right to opt out of the sale of their data. You can collect and use data unless the consumer says no.

This is a fundamental philosophical difference. GDPR is opt-in by default. CCPA is opt-out by default.

Individual Rights Comparison

RightGDPRCCPA
Know what data is collectedYesYes
Delete personal dataYesYes
Opt out of data saleNot directlyYes
Data portabilityYesYes
Correct inaccurate dataYesYes (added by CPRA)
Non-discrimination for exercising rightsNot explicitYes

Consent and Cookie Banners

GDPR requires explicit consent before placing non-essential cookies. This is why EU users see cookie banners asking them to accept or decline. Consent must be documented and users must be able to withdraw it as easily as they gave it.

CCPA does not require consent before placing cookies. It requires you to disclose what data you collect and give users the ability to opt out of data sales. Many businesses display a "Do Not Sell My Personal Information" link in their footer to comply.

Penalties

GDPR fines can be up to 4% of global annual turnover or 20 million euros, whichever is higher.

CCPA allows fines of up to $7,500 per intentional violation. It also gives consumers a private right of action for data breaches, with damages between $100 and $750 per consumer per incident.

Do You Need to Comply with Both?

If you have users in the EU: GDPR applies. Full stop.

If you are a for-profit US business with over $25 million in revenue, or you handle data from 100,000 or more California residents per year: CCPA applies.

Many companies treat GDPR as the higher bar and build their privacy practices around it. If you satisfy GDPR, you will satisfy most of CCPA automatically, with a few additions like the opt-out of data sale requirement.

Where to Start

Use the relevant checklist to assess your current position. Our free GDPR compliance checklist and free CCPA compliance checklist each walk you through the requirements so you know exactly where you stand.

Frequently Asked Questions

Does GDPR apply to US companies?
Yes. GDPR applies to any company that processes data of EU residents, regardless of where the company is based. If you have users in Europe, GDPR applies to you.
Is CCPA only for California businesses?
No. CCPA applies to any for-profit business that collects personal information from California residents and meets the thresholds, regardless of where the business is located.
Which law is stricter, GDPR or CCPA?
GDPR is generally considered stricter. It requires a legal basis for all data processing, mandates opt-in consent for cookies and marketing, and carries higher maximum penalties.
If I comply with GDPR, am I automatically CCPA compliant?
Not automatically, but most of the work carries over. You would still need to add a "Do Not Sell My Personal Information" mechanism and make sure your privacy notice covers CCPA-specific disclosure requirements.
Does CCPA apply to B2B companies?
The CPRA (the 2023 update to CCPA) reinstated some B2B exemptions, but the details are complex. If you collect personal data from California residents in any context, it is worth checking whether CCPA obligations apply.